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Auto Insurance Canada 2026 — Instant Estimates
Auto quotes are by liability limit ($1M-$5M), annual policies. ON averages $1,600-2,400/year, BC $1,800-2,200, AB $1,500-2,000.
⚡ Minimal input: Car model + year
2026 sample rates
Estimates computed by the rate engine — ranges across all carriers
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Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range. · /yr
What affects your premium
- ✓Driver age is U-shaped: young and senior drivers pay more
- ✓Liability limit and deductible drive the base premium
- ✓Province factors vary: QC lowest, AB hail risk, ON higher accident rates
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Auto insurance: complete guide
Liability limits, provincial rates, vehicle and driver factors
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