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Guelph insurance hub/ON/Auto Insurance

Average Guelph Auto Insurance Cost 2026

2026 estimates

The average auto insurance estimate in Guelph is $1,940 per year (range $1,720–$2,160). Your actual price depends on age, vehicle, coverage and underwriting details.

Average Auto Insurance in Guelph
$1,940 / year
Estimated range: $1,720–$2,160/yr · ≈ $143.33–$180.00/mo
Get your personalized estimate →
By age
Age 25$2,060–$2,580/yr
Age 35$1,720–$2,160/yr
Age 45$1,720–$2,160/yr
Age 55$1,540–$1,940/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.
By vehicle type
Sedan$1,720–$2,160/yr
Suv$1,840–$2,320/yr
Van$1,800–$2,260/yr
Truck$1,920–$2,420/yr

Property snapshot

$700,000
Median assessed value
1996
Median year built
1,270 sqft
Median area
$1,759
Avg rent
2.9%
Vacancy rate
143,740
Population

City-level estimate (not property-specific)

All product lines in Guelph
Home InsuranceCondo InsuranceRenters Insurance
Ev$2,140–$2,700/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.