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Monthly estimates for cat and dog accident & illness cover, priced on species, age, breed, annual payout limit, deductible and reimbursement rate across four underwriters — Pets Plus Us / CAA Pet / BCAA Pet (PTZ·Northbridge), Petsecure / Sonnet Pet / OVMA (Petline), Furkin / Trupanion (GPIC) and Fetch (AXIS). Ten retail brands, four actual price points.
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Estimates computed by the rate engine — ranges across all carriers
⚠️ Pet rates are not yet calibrated against real quote anchors. The table below shows how the factors move relative to each other (species, age, tier), not market price levels. Identical figures across provinces mean we do not have per-province anchors yet.
| Profile | $5k | $10k | Unlimited |
|---|---|---|---|
| Dog · 6 mo | $50.98–$97.61 | $67.44–$129.13 | $88.19–$168.86 |
| Dog · 3 yr | $48.55–$92.96 | $64.23–$122.99 | $83.99–$160.81 |
| Dog · 8 yr | $94.18–$180.34 | $124.61–$238.60 | $162.95–$312.00 |
| Cat · 3 yr | $18.94–$36.26 | $25.05–$47.97 | $32.75–$62.72 |
| Cat · 8 yr | $36.73–$70.33 | $48.60–$93.05 | $63.55–$121.68 |
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