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Toronto insurance hub/ON/Auto Insurance

Average Toronto Auto Insurance Cost 2026

2026 estimates

The average auto insurance estimate in Toronto is $2,440 per year (range $2,160–$2,720). Your actual price depends on age, vehicle, coverage and underwriting details.

Average Auto Insurance in Toronto
$2,440 / year
Estimated range: $2,160–$2,720/yr · ≈ $180.00–$226.67/mo
Get your personalized estimate →
By age
Age 25$2,600–$3,260/yr
Age 35$2,160–$2,720/yr
Age 45$2,160–$2,720/yr
Age 55$1,940–$2,440/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.
By vehicle type
Sedan$2,160–$2,720/yr
Suv$2,340–$2,940/yr
Van$2,280–$2,860/yr
Truck$2,420–$3,060/yr

Property snapshot

$900,000
Median assessed value
1969
Median year built
1,440 sqft
Median area
$1,917
Avg rent
3%
Vacancy rate
2,794,356
Population

City-level estimate (not property-specific)

All product lines in Toronto
Home InsuranceCondo InsuranceRenters Insurance
Ev$2,700–$3,400/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.