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Ottawa insurance hub/ON/Auto Insurance

Average Ottawa Auto Insurance Cost 2026

2026 estimates

The average auto insurance estimate in Ottawa is $1,760 per year (range $1,560–$1,960). Your actual price depends on age, vehicle, coverage and underwriting details.

Average Auto Insurance in Ottawa
$1,760 / year
Estimated range: $1,560–$1,960/yr · ≈ $130.00–$163.33/mo
Get your personalized estimate →
By age
Age 25$1,860–$2,340/yr
Age 35$1,560–$1,960/yr
Age 45$1,560–$1,960/yr
Age 55$1,400–$1,760/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.
By vehicle type
Sedan$1,560–$1,960/yr
Suv$1,680–$2,120/yr
Van$1,640–$2,060/yr
Truck$1,740–$2,200/yr

Property snapshot

$624,000
Median assessed value
1988
Median year built
2,300 sqft
Median area
$1,743
Avg rent
2.9%
Vacancy rate
1,017,449
Population

City-level estimate (not property-specific)

All product lines in Ottawa
Home InsuranceCondo InsuranceRenters Insurance
Ev$1,940–$2,440/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.