Insights
Deep observations on Canadian insurance markets, rates and consumers
Segregated funds by province: probate fees and creditor protection in BC, AB, SK, MB and ON
From $0 to $14,250 on a $1M estate — and why Ontario is the only one of the five without provincial RRSP creditor protection
Premiums compared across age, city and province
We pulled real carrier quotes and re-priced our own engine: 55 and 65 cost about the same. What travel medical insurance really costs after 60
What is behind AB +21.3% and ON +11.8%, and how to respond
Price, misconceptions, or distribution?
What a real card-fraud case revealed about coverage limits — and what risk control has to do instead
A Pickering home and two rented Toronto condos — what the carrier actually priced in, line by line
How rental exposure, wood-frame rebuild costs and deductibles push premiums up — and what to check before renewal