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Oshawa insurance hub/ON/Auto Insurance

Average Oshawa Auto Insurance Cost 2026

2026 estimates

The average auto insurance estimate in Oshawa is $2,200 per year (range $1,940–$2,460). Your actual price depends on age, vehicle, coverage and underwriting details.

Average Auto Insurance in Oshawa
$2,200 / year
Estimated range: $1,940–$2,460/yr · ≈ $161.67–$205.00/mo
Get your personalized estimate →
By age
Age 25$2,340–$2,940/yr
Age 35$1,940–$2,460/yr
Age 45$1,940–$2,460/yr
Age 55$1,740–$2,200/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.
By vehicle type
Sedan$1,940–$2,460/yr
Suv$2,100–$2,640/yr
Van$2,040–$2,580/yr
Truck$2,180–$2,740/yr

Property snapshot

$695,000
Median assessed value
1995
Median year built
1,550 sqft
Median area
$1,748
Avg rent
3.6%
Vacancy rate
175,383
Population

City-level estimate (not property-specific)

All product lines in Oshawa
Home InsuranceCondo InsuranceRenters Insurance
Ev$2,440–$3,060/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.