CAA Insurance Auto Insurance in ON (2026)
ON provincial championPay-per-km MyPace for low-mileage drivers
CAA Insurance is a ON provincial champion: Pay-per-km MyPace for low-mileage drivers. CAA MyPace is Ontario’s leading pay-per-kilometre auto product: drivers under ~9,000 km/year can save up to 50% versus a traditional policy. CAA also bundles roadside assistance with insurance, and its ON auto approval trend is mildly negative (-0.12%, 2026-12).
CAA Insurance Auto Insurance estimates
Key discounts
- +Up to 50% savings for low-mileage drivers
- +Transparent pay-per-km model (base + 1,000km blocks)
- +Roadside assistance bundled with insurance
- −Not suitable for high-mileage drivers
- −Requires mileage tracking (app / OBD)
- −Best value assumes membership
What the data says
FAQ
Who should choose CAA MyPace?
Drivers logging fewer than ~9,000 km/year — city commuters, transit users and seasonal drivers — who want to pay for actual distance rather than a flat premium.
Does CAA sell home insurance in Ontario?
Yes, CAA offers home, condo and tenant insurance in Ontario, often with member discounts.
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.