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Pay-per-km MyPace for low-mileage drivers
CAA Insurance is a ON provincial champion: Pay-per-km MyPace for low-mileage drivers. CAA MyPace is Ontario’s leading pay-per-kilometre auto product: drivers under ~9,000 km/year can save up to 50% versus a traditional policy. CAA also bundles roadside assistance with insurance, and its ON auto approval trend is mildly negative (-0.12%, 2026-12).
| Age 25 | $2,440–$2,440/yr |
| Age 35 | $2,020–$2,020/yr |
| Age 45 | $2,020–$2,020/yr |
| Age 55 | $1,820–$1,820/yr |
Compared at By driver age 35 · $2,000,000, taking each carrier lowest quote. Figures come from this site rate engine and move with the rate tables.
Drivers logging fewer than ~9,000 km/year — city commuters, transit users and seasonal drivers — who want to pay for actual distance rather than a flat premium.
Yes, CAA offers home, condo and tenant insurance in Ontario, often with member discounts.
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.