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Telematics leader that tracks your driving
Belairdirect is a ON provincial champion: Telematics leader that tracks your driving. Belairdirect’s automerit app-based telematics adjusts premium to driving behaviour, saving up to 25% for safe drivers. It is Intact’s direct arm in Ontario (8.26% ON market share, 2024) and roughly 75% of new customers enroll in automerit. Note: its latest FSRA approval (+1.41%, 2025-12) is the only positive trend among ON champions.
| Age 25 | $2,420–$2,420/yr |
| Age 35 | $2,020–$2,020/yr |
| Age 45 | $2,020–$2,020/yr |
| Age 55 | $1,820–$1,820/yr |
Compared at By driver age 35 · $2,000,000, taking each carrier lowest quote. Figures come from this site rate engine and move with the rate tables.
No — but most new customers do, and the up-to-25% saving is tied to it. A traditional quote is still available.
Its telematics edge is auto-specific. For home, broker-channel carriers like Economical or Co-operators are stronger picks in Ontario.
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.