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Canada’s largest P&C insurer, priced at the table baseline (1.00)
Intact Insurance {line} in ON: Canada’s largest P&C insurer, priced at the table baseline (1.00). Intact is the largest property and casualty insurer in Canada and sells almost entirely through brokers. Our general table prices it at 1.00 — the baseline every other property carrier is measured against — so it is the reference point rather than the cheapest or the most expensive.
| Age 25 | $2,640–$2,640/yr |
| Age 35 | $2,200–$2,200/yr |
| Age 45 | $2,200–$2,200/yr |
| Age 55 | $1,980–$1,980/yr |
Compared at By driver age 35 · $2,000,000, taking each carrier lowest quote. Figures come from this site rate engine and move with the rate tables.
They are the same group with different channels: Belairdirect is the direct brand and usually wins on clean-record pricing; Intact competes through brokers.
Because it is the largest P&C insurer in Canada and prices near the market average, so other carriers are quoted as a multiplier of it.
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.