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Pay-per-km MyPace for low-mileage drivers
CAA Insurance is a ON provincial champion: Pay-per-km MyPace for low-mileage drivers. CAA MyPace is Ontario’s leading pay-per-kilometre auto product: drivers under ~9,000 km/year can save up to 50% versus a traditional policy. CAA also bundles roadside assistance with insurance, and its ON auto approval trend is mildly negative (-0.12%, 2026-12).
| $300k | $816–$816/yr |
| $500k | $1,295–$1,295/yr |
| $1,000k | $2,200–$2,200/yr |
Compared at $500,000, taking each carrier lowest quote. Figures come from this site rate engine and move with the rate tables.
Drivers logging fewer than ~9,000 km/year — city commuters, transit users and seasonal drivers — who want to pay for actual distance rather than a flat premium.
Yes, CAA offers home, condo and tenant insurance in Ontario, often with member discounts.
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.