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BC Home Insurance 2026 — Instant Estimates

Based on the 2026 rate engine and BC public data — province-wide Home Insurance estimate ranges, with city-level pages below.

🏠 BC Home Insurance annual estimates
$1,273–$2,595/yr
Estimated range: ≈ $106–$216/mo

Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.

By city
VancouverSurreyVictoriaBurnabyRichmondKelowna
Carriers in BC
WawanesaBCAA InsuranceSquare One InsuranceOptimum InsuranceDesjardins InsuranceIntact InsuranceAviva CanadaTD InsuranceAllstate Canada