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Victoria insurance hub/BC/Home Insurance

Average Victoria Home Insurance Cost 2026

2026 estimates

The average home insurance estimate in Victoria is $1,111 per year (range $718–$1,504). Your actual price depends on age, vehicle, coverage and underwriting details.

Average Home Insurance in Victoria
$1,111 / year
Estimated range: $718–$1,504/yr · ≈ $59.83–$125.33/mo
Get your personalized estimate →
By coverage
$300k$539–$1,185/yr
$500k$898–$1,880/yr
$1000k$1,697–$3,200/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.
By dwelling type
Single family house$898–$1,980/yr
Townhouse$898–$1,880/yr
Condo$898–$1,830/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.

Property snapshot

$832,000
Median assessed value
1974
Median year built
1,280 sqft
Median area

City-level estimate (not property-specific)

All product lines in Victoria
Auto InsuranceCondo InsuranceRenters Insurance