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Square One Insurance (Square One Insurance Services Inc.)
Direct-to-consumer pricing with comprehensive cover as the default
Square One Insurance (Square One Insurance Services Inc.) {line} in BC: Direct-to-consumer pricing with comprehensive cover as the default. Square One is a Canadian online direct writer for home, condo and tenant insurance, underwritten by The Mutual Fire Insurance Company of British Columbia. Its own site states it serves BC, Alberta, Saskatchewan, Manitoba, Ontario and Quebec; car insurance is offered in Ontario and Quebec only. Every policy is issued on a comprehensive form rather than a named-perils one, and quotes are completed online without a broker.
| $300k | $539–$539/yr |
| $500k | $898–$898/yr |
| $1,000k | $1,697–$1,697/yr |
Compared at $500,000, taking each carrier lowest quote. Figures come from this site rate engine and move with the rate tables.
It is a direct writer / MGA that sells online without brokers; policies are underwritten by The Mutual Fire Insurance Company of British Columbia.
Because we hold one of its real in-force policies and 13 anchors from its own quoter — enough to fix the geographic gradient rather than guess it.
BC, Alberta, Saskatchewan, Manitoba, Ontario and Quebec for home / condo / tenant; car insurance in Ontario and Quebec only.
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.