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Ontario home insurance averages by city, derived from open property data and the 2026 rate engine.
| Toronto | $1,755–$2,220/yr |
| Brampton | $1,404–$1,776/yr |
| Mississauga | $1,270–$1,605/yr |
| Vaughan | $1,755–$2,220/yr |
| Markham | $1,755–$2,220/yr |
| Richmond Hill | $1,755–$2,220/yr |
| Ottawa | $1,404–$1,776/yr |
| Hamilton | $1,270–$1,605/yr |
| London | $1,270–$1,605/yr |
| Kitchener | $1,270–$1,605/yr |
| Waterloo | $1,270–$1,605/yr |
| Windsor | $1,270–$1,605/yr |
| Oshawa | $1,016–$1,284/yr |
| Barrie | $1,016–$1,284/yr |
| Kingston | $1,270–$1,605/yr |
| Guelph | $1,016–$1,284/yr |
| Sudbury | $1,016–$1,284/yr |