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BC home insurance averages by city, derived from open property data and the 2026 rate engine.
| Vancouver | $1,273–$2,595/yr |
| Surrey | $2,936–$6,400/yr |
| Victoria | $718–$1,504/yr |
| Abbotsford | $1,697–$3,200/yr |
| Burnaby | $539–$1,185/yr |
| Richmond | $1,697–$3,200/yr |
| Coquitlam | $539–$1,185/yr |
| Langley | $1,697–$3,200/yr |
| North Vancouver | $1,273–$2,595/yr |
| New Westminster | $1,018–$2,076/yr |
| Kelowna | $718–$1,504/yr |
| Maple Ridge | $1,018–$2,076/yr |
| Kamloops | $1,018–$2,076/yr |
| Nanaimo | $1,018–$2,076/yr |
| Prince George | $898–$1,880/yr |
| Penticton | $898–$1,880/yr |
| Saanich | $1,018–$2,076/yr |
| West Vancouver | $2,399–$4,800/yr |