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AB Renters Insurance/TD Insurance

TD Insurance Renters Insurance in AB (2026)

Direct writer

Bank-channel insurer priced above baseline (1.08)

TD Insurance {line} in AB: Bank-channel insurer priced above baseline (1.08). TD Insurance is the insurance arm of TD Bank and sells through direct channels plus group and alumni programs. Our table prices it at 1.08 — around 8% above baseline — but group and alumni discounts can move it substantially for people who qualify.

Estimated Renters Insurance range with TD Insurance (AB)
$275 / year
Estimated range: $275–$275/yr · ≈ $22.92–$22.92/mo
Get your personalized estimate →
Type
Bank-owned insurer
Channel
Direct & group (bank channel)
Founded
—
AM Best
—

TD Insurance Renters Insurance estimates

By coverage
$25k$158–$158/yr
$50k$275–$275/yr
$100k$495–$495/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.

Where TD Insurance sits in the AB Renters Insurance market

#10 cheapest of 11 quoting carriers
$275
13% above the market median
Market median
$244
Full spread
$225–$290

Compared at $50,000, taking each carrier lowest quote. Figures come from this site rate engine and move with the rate tables.

Key discounts

✓Group / alumni programs
✓Multi-line bundle (home + auto)
Pros
  • +Group and alumni discounts can beat the table factor
  • +Direct channel — quote and buy without a broker
Things to consider
  • −Prices ~8% above baseline before any group discount
  • −Best pricing usually needs TD group or bundle eligibility

What the data says

Engine factor 1.08 in the property rate table
backend/scripts/rate-ops/rate-tables/carriers.csv · 2026-09
Appears in every property quote our engine returns
POST /api/quotes/estimate 实测 · 2026-09-25

FAQ

Can I buy TD Insurance without a broker?

Yes — TD sells direct online and by phone, which is why it can sit outside a broker comparison.

Why does my quote differ from TD’s own site?

Ours is a rate-table estimate on a representative profile; TD’s own quote uses your full underwriting details and applies any group discounts.

Other AB provincial champions
Peace Hills InsuranceAMA Insurance
Other lines from TD Insurance
Auto InsuranceHome InsuranceCondo Insurance

Canadian insurance carriers →

Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.