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Équité's 2024 data shows Quebec as Canada's worst region for auto theft. Honda CR-V 2016-2021 in Quebec posts 4.85% (2,917 thefts on 60,097 insured), the highest vehicle-rate combination outside Ontario. The pattern reflects organized crime activity concentrated in the Greater Montreal and Quebec City areas.
Quebec is Canada’s auto theft capital in Équité Association’s 2024 data. Honda CR-V 2016-2021 in Quebec posted 2,917 reported thefts against 60,097 insured vehicles, a 4.85% rate — the highest of any vehicle-rate combination outside Ontario, and the absolute theft count is the highest in Quebec. The pattern across Quebec’s top 10 list is consistent: 7 of 10 are SUVs, and the rates are systematically above the national average. For Quebec drivers shopping for auto insurance in 2026, this is the data that explains why Quebec quotes run higher than the national average on most vehicles.
Quebec’s #1 most-stolen vehicle is the Honda CR-V 2016-2021, with 2,917 reported thefts on 60,097 insured, a 4.85% rate. Nationally the same generation posts 1.70%, so Quebec’s rate is nearly three times the national figure. The absolute count is the highest of any Quebec vehicle in the 2024 list. The reason is the concentration of organized crime networks in the Greater Montreal and Quebec City areas, which have port access and established routes for re-VIN and overseas export.
Two other Quebec-specific numbers reinforce the picture. Acura RDX 2019-2021 in Quebec posted 117 thefts on 4,679 insured (2.50%), and Honda Pilot 2016-2021 posted 167 thefts on 7,580 insured (2.20%). Both are low-base, high-rate numbers — small insured populations but disproportionately targeted. The pattern is consistent with luxury compact SUVs being targeted for re-VIN, while the CR-V is targeted for both opportunistic theft and organized crime export.
Three structural factors. First, port and border access: Montreal is a major container port with direct shipping routes to West Africa, the Middle East, and Europe, which makes re-VIN and export operationally easier than from inland provinces. Second, established organized crime networks with infrastructure in Quebec. Third, the demographic concentration of higher-end SUVs in suburban Montreal, which provides a steady supply of target vehicles.
For Quebec drivers, the consequence is that the same vehicle in Quebec and Ontario will have different quotes, and Quebec quotes will be higher on the luxury SUV segment specifically. InsurVibe’s comparison tool shows city-level pricing where available, and Montreal and Quebec City quotes will be the highest in the country on vehicles like the Lexus RX and the Range Rover Sport. Drivers in smaller Quebec cities (Trois-Rivières, Sherbrooke, Saguenay) face lower theft-based surcharges than the Greater Montreal and Quebec City markets, but still higher than most of Canada.
Three practical actions. First, if you own a Honda CR-V 2016-2021 in Quebec, the 4.85% rate means there is a real chance your vehicle is targeted. An after-market immobilizer (ULC 338 certified) typically reduces the comprehensive premium by 10% to 15% and makes theft materially harder. Second, if you are shopping for a luxury SUV in Quebec, compare at least three quotes and ask about Quebec-specific anti-theft requirements — some carriers now require GPS tracking on Range Rover Sport, Lexus RX, and similar vehicles. Third, at renewal, ask your insurer to walk through the rating change line by line; the 2024 data is in the rate filing, and Quebec-specific surcharges should be itemized.
Lower than Montreal but higher than most of Canada. Quebec City has a smaller organized-crime footprint than Greater Montreal, so theft-based surcharges on luxury vehicles are slightly lower. But the 2024 data still shows Quebec City and surrounding areas above the national average. Compare quotes across at least three carriers to see the spread.
It depends on the vehicle. For a CR-V 2016-2021, moving from Toronto to Quebec City will materially increase the comprehensive component of your premium because the Quebec rate is 4.85% versus Ontario's 1.00%. For a sedan, the difference is smaller. Notify your insurer at least 30 days before the move, and compare quotes — the Quebec market has fewer carriers actively writing the most-targeted vehicles, so the spread between carriers is wider.
Yes. 117 reported thefts on 4,679 insured gives 2.50%. The absolute count is small, but the rate is high. Acura RDX 2019-2021 is a luxury compact SUV with keyless entry, and Quebec organized crime networks have identified it as a re-VIN target. If you are shopping for an Acura RDX in Quebec, an after-market anti-theft system is essentially required to get competitive quotes.