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Équité Association’s 2024 annual list shows Honda CR-V 2016-2021 as Canada’s #1 stolen vehicle (4,117 thefts, 1.70%), with Lexus RX Series at 6.40% and Ford F-150 the most-stolen pickup. A national read of who is targeted, why, and what it means for auto insurance premiums heading into 2026.
Équité Association released its 2024 annual list of Canada’s most stolen vehicles on November 18, 2025. The headline numbers carry a contradictory signal: total theft volume in 2024 was down 19% year-over-year, but auto theft claim losses still exceeded $1 billion, and 47.5% of the year-over-year growth came from luxury vehicles priced at $200,000 or more. For Canadian drivers shopping for auto insurance in 2026, the list defines which vehicles face the sharpest premium pressure and where the residual theft risk sits. Three patterns emerge: SUVs dominate, luxury vehicles are the new frontier, and regional concentration matters.
Honda CR-V tops the national list with 4,117 reported thefts in 2024 against an insured base of 236,555 vehicles, giving a theft rate of 1.70%. The 2016-2021 generation is the specific target — its keyless entry system has a known vulnerability that allows relay attacks, where thieves extend the signal from a key fob inside the owner’s home to unlock and start the vehicle. InsurVibe customers with CR-Vs in this generation should ask their insurer about after-market immobilizer discounts, and at minimum should store fobs in a Faraday pouch.
Ontario and Quebec are the two provinces that pull the national CR-V number up. Ontario recorded 1,150 thefts of the same generation (1.00% on a 114,463 insured base) and Quebec recorded 2,917 thefts (4.85% on 60,097 insured). The Quebec rate is by far the highest of any region, and the regional concentration is what makes CR-V the national headline: take Quebec out and the theft rate is roughly 1%.
Lexus RX Series 2016-2021 sits at #2 nationally with 2,202 thefts against 34,560 insured (6.40%). The absolute number is lower than CR-V, but the rate is more than three times higher. The pattern is even sharper in Ontario: the same generation posted 2,083 thefts against 22,192 insured, a 9.40% rate that is the highest of any vehicle-region combination in Équité's 2024 release.
This is the luxury vehicle wave that 47.5% of the year-over-year theft growth comes from, and the underlying mechanism is different from the CR-V relay attack. Organized crime groups target Lexus RX, Land Rover Range Rover Sport, and similar vehicles for re-VIN resale to overseas markets, where the car is given a new identity, exported, and sold at a fraction of its Canadian sticker price. Insurance carriers writing these models have responded with higher deductibles, mandatory tracking requirements, and in some cases declining coverage on vehicles without ULC 338 certified anti-theft systems.
Six of the ten most-stolen vehicles nationally are SUVs (CR-V, Lexus RX, Toyota Highlander, Jeep Grand Cherokee, Toyota RAV4 — plus the Highlander in #5 and the Lexus RX in #2). Three are pickups (Ford F-150, Ram 1500, Chevrolet/GMC Silverado-Sierra 1500). One is a sedan (Honda Civic). The body-type skew is consistent across regions: in Alberta all ten are pickups, in the Atlantic region eight of ten are pickups, while in Ontario and Quebec the SUV share is closer to two-thirds.
For insurance shoppers, the practical implication is that an SUV or pickup carries materially different theft risk than a sedan, even at the same insured value. A $35,000 CR-V faces more theft exposure than a $35,000 Accord, which carriers price into the policy. If you are choosing between body types, this is one of several pricing factors, not the only one, but it is a quantifiable one based on 2024 data.
Three practical takeaways. First, if you are shopping for a CR-V 2016-2021, the 2024 theft data is a known input to the quotes you will see — carriers price for it, and the way to soften that premium is an after-market immobilizer that meets ULC 338. Second, if you are shopping for a Lexus RX 2016-2021 in Ontario, compare at least three quotes and ask specifically about anti-theft device discounts and tracking requirements. Third, if your current vehicle is on this list and your renewal premium is moving sharply up, ask your insurer to walk through the rating change — there is a real chance an after-market device can offset the increase.
Yes, with one addition. The vehicle itself is fine; the theft risk is concentrated in the keyless entry system. A $50 to $150 after-market immobilizer (ULC 338 certified) addresses the vulnerability, and most carriers offer a 5% to 15% anti-theft discount when one is installed and verified. Compare quotes with and without the device to see the premium impact in your province.
The CR-V is targeted for its high volume and the vulnerability of the keyless entry system — opportunistic theft. The Lexus RX is targeted by organized crime groups for re-VIN resale to overseas markets, where the vehicle can be sold at a large fraction of its Canadian value after a new identity is created. The mechanism is different, and so is the countermeasure: tracking devices and certified anti-theft systems, not just immobilizers.
Not directly. Premiums are driven by claim costs, not by theft volume alone. The 2024 drop is offset by the shift toward luxury vehicles, which have higher per-claim payouts. Expect stability rather than a decline, and compare quotes at every renewal to make sure you are not paying last year's rate for this year's risk.