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Estimates, not final premiums — final pricing is set by the insurer
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London insurance hub/ON/Home Insurance

Average London Home Insurance Cost 2026

2026 estimates

The average home insurance estimate in London is $1,438 per year (range $1,270–$1,605). Your actual price depends on age, vehicle, coverage and underwriting details.

Average Home Insurance in London
$1,438 / year
Estimated range: $1,270–$1,605/yr · ≈ $105.83–$133.75/mo
Get your personalized estimate →
By coverage
$300k$801–$1,011/yr
$500k$1,270–$1,605/yr
$1000k$2,160–$2,730/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.
By dwelling type
Single family house$1,340–$1,695/yr
Townhouse$1,270–$1,605/yr
Condo$1,235–$1,560/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.

Property snapshot

$548,000
Median assessed value
1983
Median year built
2,050 sqft
Median area
$1,551
Avg rent
3.8%
Vacancy rate
422,324
Population

City-level estimate (not property-specific)

All product lines in London
Auto InsuranceCondo InsuranceRenters Insurance