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The lowest headline factor in our general property table (0.92)
Desjardins Insurance {line} in MB: The lowest headline factor in our general property table (0.92). Desjardins General Insurance is the property and casualty arm of the Quebec-based co-operative financial group. In our general rate table it carries a 0.92 factor — the lowest of the property carriers we quote — so it tends to sit at the cheaper end of a side-by-side comparison for clean records.
| $300k | $816–$816/yr |
| $500k | $1,295–$1,295/yr |
| $1,000k | $2,200–$2,200/yr |
Compared at $500,000, taking each carrier lowest quote. Figures come from this site rate engine and move with the rate tables.
It has the lowest headline factor in our table, but the final number still depends on your property, driving record and bundling.
It competes in optional auto cover; in BC the mandatory basic layer is ICBC’s.
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.