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Calgary insurance hub/AB/Home Insurance

Average Calgary Home Insurance Cost 2026

2026 estimates

The average home insurance estimate in Calgary is $2,086 per year (range $1,823–$2,348). Your actual price depends on age, vehicle, coverage and underwriting details.

Average Home Insurance in Calgary
$2,086 / year
Estimated range: $1,823–$2,348/yr · ≈ $151.92–$195.67/mo
Get your personalized estimate →
By coverage
$300k$831–$1,071/yr
$500k$1,320–$1,700/yr
$1000k$2,240–$2,890/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.
By dwelling type
Single family house$1,390–$1,795/yr
Townhouse$1,320–$1,700/yr
Condo$1,285–$1,655/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.

Property snapshot

$591,000
Median assessed value
1997
Median year built
1,580 sqft
Median area
$1,775
Avg rent
4.9%
Vacancy rate
1,306,784
Population
All product lines in Calgary
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