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Bank-channel insurer priced above baseline (1.08)
TD Insurance {line} in MB: Bank-channel insurer priced above baseline (1.08). TD Insurance is the insurance arm of TD Bank and sells through direct channels plus group and alumni programs. Our table prices it at 1.08 — around 8% above baseline — but group and alumni discounts can move it substantially for people who qualify.
| $100k | $190–$190/yr |
| $200k | $350–$350/yr |
| $300k | $486–$486/yr |
Compared at $200,000, taking each carrier lowest quote. Figures come from this site rate engine and move with the rate tables.
Yes — TD sells direct online and by phone, which is why it can sit outside a broker comparison.
Ours is a rate-table estimate on a representative profile; TD’s own quote uses your full underwriting details and applies any group discounts.
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.