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SK Auto Insurance/Intact Insurance

Intact Insurance Auto Insurance in SK (2026)

Direct writer

Canada’s largest P&C insurer, priced at the table baseline (1.00)

Intact Insurance {line} in SK: Canada’s largest P&C insurer, priced at the table baseline (1.00). Intact is the largest property and casualty insurer in Canada and sells almost entirely through brokers. Our general table prices it at 1.00 — the baseline every other property carrier is measured against — so it is the reference point rather than the cheapest or the most expensive.

Estimated Auto Insurance range with Intact Insurance (SK)
$360 / year
Estimated range: $360–$360/yr · ≈ $30.00–$30.00/mo
Get your personalized estimate →
Type
National property & casualty insurer
Channel
Brokers
Founded
—
AM Best
—

Intact Insurance Auto Insurance estimates

By driver age
Age 25$420–$420/yr
Age 35$360–$360/yr
Age 45$360–$360/yr
Age 55$320–$320/yr
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.

Where Intact Insurance sits in the SK Auto Insurance market

#6 cheapest of 10 quoting carriers
$360
3% above the market median
Market median
$350
Full spread
$300–$1,395

Compared at By driver age 35 · $2,000,000, taking each carrier lowest quote. Figures come from this site rate engine and move with the rate tables.

Key discounts

✓Multi-line bundle
✓Claims-free & loyalty
Pros
  • +Largest P&C insurer in Canada — very broad broker network
  • +Prices at the table baseline, so easy to compare against
Things to consider
  • −Broker channel only — no direct online quote
  • −Belairdirect (same group) is usually cheaper for clean records

What the data says

Engine factor 1.00 (baseline) in the property rate table
backend/scripts/rate-ops/rate-tables/carriers.csv · 2026-09
Appears in every property quote our engine returns
POST /api/quotes/estimate 实测 · 2026-09-25

FAQ

Is Intact cheaper than Belairdirect?

They are the same group with different channels: Belairdirect is the direct brand and usually wins on clean-record pricing; Intact competes through brokers.

Why is Intact the baseline in your table?

Because it is the largest P&C insurer in Canada and prices near the market average, so other carriers are quoted as a multiplier of it.

Other SK provincial champions
SGI Canada
Other lines from Intact Insurance
Home InsuranceCondo InsuranceRenters Insurance

Canadian insurance carriers →

Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.