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EV Insurance Cost in Canada 2026

EVs typically cost more to insure than gas sedans due to higher repair and battery costs. See the gap.

EV vs sedan vs truck (age 35, $2M, BC)
Sedan$1,966–$2,392/yr
EV$1,966–$2,732/yr
Truck$1,966–$2,552/yr
📊 Battery replacement and specialized repair networks are the main cost drivers for EV insurance.
Get your personalized estimate →
More rate data
2026 BC Auto Insurance Rates2026 Ontario Auto Insurance RatesAge 25 vs 35 Auto Insurance in CanadaSUV Insurance Cost in Canada 2026