ICBC Basic Autoplan already covers your third-party liability in Canada and the US. What you need to buy is travel medical insurance — MSP does not cover you outside Canada.
Answer 3 quick questions, then optionally add your vehicle details for the auto note.
Add your car and liability target to see the ICBC optional upgrade delta.
We create a combined lead (travel + auto) so one advisor handles your whole trip.
No. ICBC Basic Autoplan third-party liability is valid in Canada and the US. Optional coverages such as collision and rental are separate — check your policy.
ICBC Basic covers your liability when driving most rental vehicles, but damage to the rental car itself is optional coverage. Confirm with your insurer and consider the rental company’s coverage.
Your ICBC Basic applies; call the ICBC claims line as soon as possible. Medical costs are covered by your travel medical insurance.
MSP normally requires you to live in BC at least 6 months plus one day per calendar year. Long stays in the US can affect eligibility.
Quotes are rate-table estimates; final premiums are subject to underwriting · MSP eligibility subject to official BC rules
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