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Same channel, two private underwriters: BCAA Insurance Agency sells optional auto through two private underwriters — CAA Insurance Company ("BCAA Optional Car") and Royal & Sun Alliance Canada ("Advantage Auto"). They are priced differently; get a quote from both to see which is cheaper for your driver profile.
| Age 25 | $1,966–$1,966 |
| Age 35 | $1,966–$1,966 |
| Age 45 | $1,966–$1,966 |
| Age 55 | $1,966–$1,966 |
| Age 25 | — |
| Age 35 | — |
| Age 45 | — |
| Age 55 | — |
Both options are sold through BCAA Insurance Agency. Compare quotes from the same channel — pick the cheaper one for your driver profile, then layer in BCAA membership discount on top.
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.