Peace Hills Insurance vs AMA Insurance Auto Insurance in AB (2026)
Alberta’s regional champion vs member champion: Peace Hills prices below national averages for clean records (Lethbridge named with Wawanesa); AMA gives members up to 20% off plus Alberta’s first pay-per-km, MyPace.
Key discounts
- ✓Clean-record pricing below national averages
- ✓Home + auto bundling
- ✓Condo enhancements & age-based tenant discounts
Key discounts
- ✓Membership: up to 20% on auto
- ✓MyPace pay-per-km (<9,000 km/yr)
- ✓MyRide telematics: up to 10%
Verdict
Broker channel and clean record → Peace Hills. AMA member or low mileage → AMA.
Peace Hills Insurance — Independent broker relationship, clean driving record
AMA Insurance — AMA membership + roadside, or pay-per-km MyPace
Peace Hills Insurance
Pros
- +Regional underwriting knowledge (hail, theft, rural)
- +Consistently named among AB’s most competitive for clean records
- +100% Canadian-owned
Consider
- −Broker-only distribution
- −Limited footprint outside Alberta
AMA Insurance
Pros
- +First-in-Alberta pay-per-km auto insurance
- +Strong member value (roadside + insurance)
- +Local presence across Alberta
Consider
- −Best rates assume AMA membership
- −Per-km products not suitable for high mileage
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.