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AB Auto Insurance/Peace Hills Insurance vs AMA Insurance

Peace Hills Insurance vs AMA Insurance — Auto Insurance in AB (2026)

Alberta’s regional champion vs member champion: Peace Hills prices below national averages for clean records (Lethbridge named with Wawanesa); AMA gives members up to 20% off plus Alberta’s first pay-per-km, MyPace.

Peace Hills Insurance
Brand page →
Edmonton regional champion priced below national averages
$2,160–$2,160/yr
≈ $180.00–$180.00/mo
Age 25$2,160–$2,160
Age 35$1,800–$1,800
Age 45$1,800–$1,800
Age 55$1,600–$1,600
Key discounts
  • ✓Clean-record pricing below national averages
  • ✓Home + auto bundling
  • ✓Condo enhancements & age-based tenant discounts
AMA Insurance
Brand page →
Member discounts plus Alberta’s first pay-per-km
$2,180–$2,180/yr
≈ $181.67–$181.67/mo
Age 25$2,180–$2,180
Age 35$1,820–$1,820
Age 45$1,820–$1,820
Age 55$1,640–$1,640
Key discounts
  • ✓Membership: up to 20% on auto
  • ✓MyPace pay-per-km (<9,000 km/yr)
  • ✓MyRide telematics: up to 10%
Verdict

Broker channel and clean record → Peace Hills. AMA member or low mileage → AMA.

Peace Hills Insurance — Independent broker relationship, clean driving record
AMA Insurance — AMA membership + roadside, or pay-per-km MyPace
Get your personalized estimate →
Peace Hills Insurance
Pros
  • +Regional underwriting knowledge (hail, theft, rural)
  • +Consistently named among AB’s most competitive for clean records
  • +100% Canadian-owned
Consider
  • −Broker-only distribution
  • −Limited footprint outside Alberta
AMA Insurance
Pros
  • +First-in-Alberta pay-per-km auto insurance
  • +Strong member value (roadside + insurance)
  • +Local presence across Alberta
Consider
  • −Best rates assume AMA membership
  • −Per-km products not suitable for high mileage

Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.