AB Auto Insurance/AMA Insurance

AMA Insurance Auto Insurance in AB (2026)

AB provincial champion

Member discounts plus Alberta’s first pay-per-km

AMA Insurance is a AB provincial champion: Member discounts plus Alberta’s first pay-per-km. AMA members save up to 20% on auto insurance, and AMA MyPace is Alberta’s first true pay-per-kilometre product (<9,000 km/yr). The MyRide telematics program adds up to 10% for safe driving, all bundled with Alberta’s roadside-assistance network.

Type
Not-for-profit association (Alberta Motor Association)
Channel
Direct & membership
Founded
1926
AM Best
AM Best A

AMA Insurance Auto Insurance estimates

By driver age
Le prix de l’assurance dépend fortement des informations de souscription (antécédents, dossier de conduite, détails du bien…); la prime réelle se situe généralement dans la fourchette estimée.

Key discounts

Membership: up to 20% on auto
MyPace pay-per-km (<9,000 km/yr)
MyRide telematics: up to 10%
Bundling, winter tires, driver education
Pros
  • +First-in-Alberta pay-per-km auto insurance
  • +Strong member value (roadside + insurance)
  • +Local presence across Alberta
Things to consider
  • Best rates assume AMA membership
  • Per-km products not suitable for high mileage
  • Less competitive for high-risk profiles

What the data says

“AMA Members are saving an average of 50%… up to 20% on auto insurance”
ama.ab.ca · 2026-08
AMA MyPace — Alberta’s first true pay-per-km (<9,000 km)
AMA MyPace · 2026-01
MyRide telematics up to 10% (hellosafe review)
hellosafe.ca · 2025-07

FAQ

Do I need to be an AMA member to get insurance?

Membership unlocks the best rates and bundles roadside assistance, but quotes are available to non-members too.

Where is AMA insurance available?

Alberta only — it is the insurance arm of the Alberta Motor Association.

Other AB provincial champions
Compare AMA Insurance
Other lines from AMA Insurance

Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.